RIP Obamacare

[Tom]

Thank you, Donald Trump!
He's scaring the insurance companies!

[mostpost]

Originally Posted by Tom

Thank you, Donald Trump!
He's scaring the insurance companies!

Must be. I know he scares me.

[davew]

Originally Posted by mostpost

Good news on this depressing thread. MY PREMIUMS ARE GOING DOWN.
$16 a month for my government insurance. No change in the deductible either. A small increase in copay for office visits. And maximum out of pocket of $5500 a year.

I know you are all so thrilled to hear this.

just for kicks and giggles you should go on the 'exchange' to see how good of a deal you would get $800/mo premium?

[mostpost]

Originally Posted by davew

just for kicks and giggles you should go on the 'exchange' to see how good of a deal you would get $800/mo premium?

I did as you asked, davew. Of course I can't actually purchase insurance on the exchanges since I am Medicare eligible. But, by lying about my age, I was able to acquire some information.

So, here are some comparisons of them (people on the exchange) and me Insurance through FEHB)

Premiums: Them $571.63 Me: $201.76

Deductible: Them $750 Me: $350.00

Copay for office visit: Them $15 primary; $60 specialist, Me: $25 both

OOP Max Them: $7350 Me: $5500

Labs: Them: 20% coinsurance. Me: free if done by Quest or Lab Corp

In patient Services such as surgery $850 copay with deductible. 30% Coinsurance after deductible is met Me 10% copay

Emergency room: Them: $1000 copay; 30%coinsurance after deductible.
Me: 10% coinsurance. Nothing for accidental injury.

With my insurance through the Federal Employees Heath Benefits Plan many services are fully covered even before the deductible is met. These include:
Preventive services
Office Visits
Virtual Visits
Urgent Care
Prescription Drugs
Maternity (Don't think I will need that one)
Lab work done by Lab Corp or Quest
Hearing Aids
Chiropractic Care
Acupuncture.

Why do I get so much more for so much less than those on the exchanges?
The answer is simple. FEHBP has a balance of young and healthy with older and sicker. Exchanges do not. If you are going to say that everyone must have health insurance then you must mean it. A $95 a year penalty does not cut it. $1000 a month to start and then we shoot you.

Or, better yet, Medicare for all.
ETA: I don't really think we should shoot anyone.

[FantasticDan]

Well, Trump and his republican toadies may have failed in spectacular style to repeal Obamacare, but did you know the tax bill has repealed it?

Sure it's just the individual mandate that's repealed, and that won't go into effect until 2019, it it happens at all..

But it's really Obamacare that was repealed. Cuz Donny Dipshit sez so

YouTube

[reckless]

Originally Posted by FantasticDan

Well, Trump and his republican toadies may have failed in spectacular style to repeal Obamacare, but did you know the tax bill has repealed it?

Sure it's just the individual mandate that's repealed, and that won't go into effect until 2019, it it happens at all..

But it's really Obamacare that was repealed. Cuz Donny Dipshit sez so

https://www.youtube.com/watch?v=oLlrV2yyvK4

Roll your eyes all you want FanDan. But ObamaCare was the individual and corporate mandate and nothing more.

There was no health and no care at all in Obama's ACA.

Why did ObamaCare have money in the bill to hire 20,000 IRS agents if it was a health care law??

Because ObamaCare mandated --forced-- both individual taxpayers to buy insurance and corporations to provide insurance, or else.

I said this many times over the years. You just weren't paying attention.

[boxcar]

Originally Posted by reckless

Roll your eyes all you want FanDan. But ObamaCare was the individual and corporate mandate and nothing more.

There was no health and no care at all in Obama's ACA.

Why did ObamaCare have money in the bill to hire 20,000 IRS agents if it was a health care law??

Because ObamaCare mandated --forced-- both individual taxpayers to buy insurance and corporations to provide insurance, or else.

I said this many times over the years. You just weren't paying attention.

It was never about health care. It was always about wealth redistribution.

[chadk66]

Nothing I like better than a good castration to start the day I can hear the old emasculator cutting the life out of obamacare right now

[fast4522]

Originally Posted by chadk66

Nothing I like better than a good castration to start the day I can hear the old emasculator cutting the life out of obamacare right now

It is bad product, bleeds middle class to death and benefits those who hardly work.

[boxcar]

Originally Posted by mostpost

Must be. I know he scares me.

Anyone rationale, reasonable and logical would scare you and all the rest of your snowflake buddies. Go curl up with your coloring book under your bed.

[Tom]

Originally Posted by boxcar

Anyone rationale, reasonable and logical would scare you and all the rest of your snowflake buddies. Go curl up with your coloring book under your bed.

No! There are MONSTERS under his bed!

[davew]

A new dimocrat platform is the Republicans have made health care more expensive and less effective .... does anyone believe that?

[boxcar]

Originally Posted by davew

A new dimocrat platform is the Republicans have made health care more expensive and less effective .... does anyone believe that?

This will likely be the Dims' number one platform. Our beloved Auntie Nancy has already paved the way by saying that the Republicans have screwed up OblamaCare so badly, making it so expensive, that it totally mitigates the positive effects of the Trump tax cuts -- except, of course, for all the people who are now free to not buy health care. They really benefit!

[upthecreek]

Twitter

[highnote]

Originally Posted by davew

it is only affordable if someone else pays for it - the dem way

If your company pays for your health care insurance, it is only affordable because it is subsidized. Are employee subsidies the dem way?

What difference does it make if a company subsidizes health insurance of if the gov subsidizes it? A subsidy is a subsidy is a subsidy. A subsidy by any other name is a still a subsidy.

If companies got out of the health insurance business they could be a lot more profitable. Why have thousands of corporations managing their own plans for their employees? This is hugely inefficient. Corporations could cut a lot of wasted expense in the human resources department by dropping health care coverage.

Gov subsidized healthcare would offer a big savings through economy of scale.

Personally, I don't like the cartel status granted to health insurance companies at the state level. Insurance companies pay a lot of money to lobbyists to protect their interests -- not to help their customers. This is another example of privatizing the profits and socializing the costs.

Corporate welfare is OK, but health insurance subsidies through economy of scale are not?