WHo will be the democrat nominee for president 2020?

[MargieRose]

Originally Posted by reckless

It was said in conversation between Lou Dobbs and Ed Rollins that McConnell is advising Senate GOP incumbents/candidates to run away from Trump, Margie.

Lou is known to speak his mind. Neither Mitch McConnell nor Paul Ryan occupies a line on his favorites list...can't blame him.

Thanks, Reckless.

[davew]

Originally Posted by elysiantraveller

We already spend $4 Trillion on healthcare a year.

If you did away with private insurance. Increased FICA taxes to compensate for it.

Graduated M4A coinsurance on a age basis like regular insurance does 60/40 for 20s and 30s 70/30 for 40s and 50s then 80/20 like regular its pretty easy.

If nobody is paying for private insurance it creates quite a bit of money.

You're going to have a ton of other problems with M4A but the cost isn't the prohibitive factor.

So what happens to all the employees now working for private health insurance companies? they work in other types of insurance or does the government absorb these companies to administrate their M4A ?

[elysiantraveller]

Originally Posted by davew

So what happens to all the employees now working for private health insurance companies? they work in other types of insurance or does the government absorb these companies to administrate their M4A ?

Employees would go into M4A but Medicare doesn't pay for everything anyway. Private insurance companies still would exist on the supplemental side.

As far as major medical, what you are referring to, there are only 3 or 4 major players in the arena at this point anyway. Obamacare alresdy destroyed smaller providers.

[davew]

Originally Posted by elysiantraveller

Employees would go into M4A but Medicare doesn't pay for everything anyway. Private insurance companies still would exist on the supplemental side.

As far as major medical, what you are referring to, there are only 3 or 4 major players in the arena at this point anyway. Obamacare alresdy destroyed smaller providers.

I am talking about the workers in the industry that would be out of their jobs.

What will happen to the MDs that graduate with a half million student loan debt? Will they have nice $750K/yr salaries?

At least I agree that ACA killed small insurance companies. The results were higher rates for everyone.

[elysiantraveller]

Originally Posted by davew

I am talking about the workers in the industry that would be out of their jobs.

What will happen to the MDs that graduate with a half million student loan debt? Will they have nice $750K/yr salaries?

At least I agree that ACA killed small insurance companies. The results were higher rates for everyone.

You are talking about healthcare people?

Doctors and the like?

They would be fine. With a M4A system more people are seeing the doctor causing a increase in demand.

The bigger problem is the structural issues in our healthcare system. Access to care would drop for some before normalizing. That is a legitimate issue with M4A... not cost.

[davew]

Do you or your employer have any insurance agents or companies? or does your insurance just show up when you want it? Do you go to a private hospital or clinic?

Millions of jobs will disappear, in all related areas to healthcare


the 'theory' sounds great for marshmallows and people who want to come here from around the world to correct their health issues for FREE

[elysiantraveller]

Originally Posted by davew

Do you or your employer have any insurance agents or companies? or does your insurance just show up when you want it? Do you go to a private hospital or clinic?

Millions of jobs will disappear, in all related areas to healthcare


the 'theory' sounds great for marshmallows and people who want to come here from around the world to correct their health issues for FREE

I'm a licensed insurance producer.

My license has been active since 2009 and is currently in escrow.

Insurance companies would just switch to offering supplemental care.

In my state you would have a increase in insurance companies doing business as only the Blues and United operate in the major medical field.

[davew]

Why would you need supplemental insurance if you had M4A?

What would this supplemental insurance cover? just the stuff the death panels do not approve?

[biggestal99]

Originally Posted by davew

they need new voters to win long term

Lets see how accurate that is


since 1992, in presidental the democratic candidate has beaten the republican candidate in total votes cast in all elections save for one (2004)



score



Dems 6 Reps 1. you can spin that fact anyway you want but it is indeed a fact.


seems to me, it the R's who need votes not dems.



Allan

[elysiantraveller]

Originally Posted by davew

Why would you need supplemental insurance if you had M4A?

What would this supplemental insurance cover? just the stuff the death panels do not approve?

Because Medicare doesn't pay for everything...?

Maybe you should read up on Medicare and how it works before we continue.

[MargieRose]

Originally Posted by elysiantraveller

We already spend $4 Trillion on healthcare a year.

If you did away with private insurance. Increased FICA taxes to compensate for it.

Graduated M4A coinsurance on a age basis like regular insurance does 60/40 for 20s and 30s 70/30 for 40s and 50s then 80/20 like regular its pretty easy.

If nobody is paying for private insurance it creates quite a bit of money.

You're going to have a ton of other problems with M4A but the cost isn't the prohibitive factor.

Based on your percentages, most will still be paying for private insurance...it's called supplemental, or you pay out of your own pocket. Either way, you're still paying for the uncovered expenses. Now, add that to the, likely, jumbo tax hike to cover the defunct insurance payments, and most will be paying out more than what most were paying under pre-or-post-Obamacare health insurance; however, most will, likely, be getting lower quality health coverage/care and maybe even worse.

I think people would be happy just knowing that the government would pick up the increased cost for pre-existing conditions, when necessary. Medicaid, of course, takes care of the indigent.

'Medicare For All,' unless totally free (no out-of-pocket expenses at all) with full coverage (which the taxpayers can't afford), is just a political dupe on the American people for election vantage.

[elysiantraveller]

Originally Posted by MargieRose

Based on your percentages, most will still be paying for private insurance...it's called supplemental, or you pay out of your own pocket. Either way, you're still paying for the uncovered expenses. Now, add that to the, likely, jumbo tax hike to cover the defunct insurance payments, and most will be paying out more than what most were paying under pre-or-post-Obamacare health insurance; however, most will, likely, be getting lower quality health coverage/care and maybe even worse.

I think people would be happy just knowing that the government would pick up the increased cost for pre-existing conditions, when necessary. Medicaid, of course, takes care of the indigent.

'Medicare For All,' unless totally free (no out-of-pocket expenses at all) with full coverage (which the taxpayers can't afford), is just a political dupe on the American people for election vantage.

Supplemental insurance is a barrier to overuse.

If someone is talking about Medicare for all in the traditional sense a supplemental policy is a likely yet optional additional coverage.

You don't have to have it and you can write them however you'd like. Actuaries can figure this out.

Point is there is plenty of money for a M4A plan.

This is the overarching problem with the rights attacks on it. The money is there. Private Insurance would still exist.

Universal Health Care and Medicare for all are very very different. Speaking about them as one in the same is another mistake.

[Tom]

No one is going to use Medicare for day to day health care.
It is not designed to do that and it doesn't - you need supplemental policies.

[elysiantraveller]

Originally Posted by Tom

No one is going to use Medicare for day to day health care.
It is not designed to do that and it doesn't - you need supplemental policies.

Medicare Part A you are correct.

Medicare Part B is the companion that does.

[Tom]

No, it doesn't.
You need a supplemental plan for your day to day health care.