so i do think both xpressbet and tvg have the same promotion about betting a choice in the derby prep races and if the horse runs 2nd or 3rd one gets the bet back....but if one bets 2 choices ONLY the first one counts. i had 2 in the Fl. derby. MISSISSIPPI finished 3rd but the first horse i bet finished out of the money sooooo no refund. BWH!