I don't think you made an error. You can go on forever with that kind of incrementalism, and the hindsight of an 80-1 occurrence isn't really a fair benchmark to evaluate your game.
It's not like your budget only provided feeble coverage. If you really liked 21 and wanted to go 10 deep, or felt you needed to sprinkle in more price to catch a near-random event—even if it would have put you just a hair over budget—you would have.
That said, I asked myself the same question. Should I have put in some truly random "all" slots to catch a prime super score? Maybe, but that just gets prohibitively expensive to do with 20 horses and four slots, so you wind up with a more efficient bet like the one I played.
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