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I only know about one group now and they charge for you to go to the races and have a lottery to see if you get to go into the winners circle or get your picture taken. The group I know about chances of getting your money back is slim. You are right, it is for the fun and not the money. Was involved with a group many years ago, they aren't around anymore, and we use to get free seats and admission on the day our horse would run. Also could go into the paddock and winners circle. We also did make some money on some of the horses, but not much. If you don't want to pay money every month, these groups are about the only way you could have a piece of a horse for little money. If you want to make money, or lose money, get a few friends together and go claim a horse.
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