Last item on the TOC:
https://blog.derbywars.com/terms-of-use/
Quote:
29. Dormant and abandoned accounts:
All DerbyWars accounts are considered active if they have one transaction per year. If the account has no activity after 3 years, and after attempts to reach the account owner, there will be a $2.99 monthly dormant account fee charged to maintain the account.
If there is no activity after 5 years, the account will be considered inactive and abandoned. At this point, a check will be processed and funds will be returned to the address on file, less administrative fees. The abandonment process is subject to a $20 administrative fee. If the check is returned, then the funds will be escheated to the state of North Dakota within 180-days.
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Based on your last activity, and when this started happening, this part of the TOC was added after you left. But, based on other things you agree to when you sign up - they're allowed to change the TOC, including putting in these terms and acting on them.
Not saying it's fair - just went and found an answer that at least explains how it happened in the way it did.
