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Old 02-14-2018, 01:28 PM   #8
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Quote:
Originally Posted by AlsoEligible View Post
Best you can do is have credit monitoring in place, and if identity theft does occur, jump on it immediately to mitigate the damage.
Actually, this isn't quite accurate.

One of the best things you can do is contact all the major credit reporting agencies and tell them to do a CREDIT FREEZE.

This will restrict access to your credit reports...thus anyone who has stolen your identity and tries to open an account in your name will be denied. Of course, you will also be denied if you try to get legitimate credit, until you unfreeze your credit reports.

I've done this with all the major credit reporting agencies...did it all online and didn't take very long.

If you don't anticipate taking out a loan in the near future, it might be something to look into...

More info:

https://www.consumer.ftc.gov/article...it-freeze-faqs
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