Quote:
Originally Posted by chadk66
most states it's law that you have to have uninsured motorist coverage.
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So a government mandate on the insurance market. I feel like I've heard that topic discussed in a negative way here in the past. Maybe I'm wrong...
In California, if you buy liability insurance you must be offered u/m coverage and sign a waiver to either decline it or accept it with lower limits than your liability coverage. That part only covers bodily injury to you or a passenger in your car.
The u/m property damage limit is capped at $3500 so if you aren't driving a beater, you better carry collision.
