Baffles my mind how people think that Banks are the egregious horrific and horrible monster that people believe.
Nobody forces anybody to sign a loan. Nobody forces anybody to go spend like a bandit with a credit card because they don't have enough money to pay for that purchase. Nobody forces anybody to sign up for thousands of $s in Credit Card debt.
When will people actually start to take responsibility for their own decisions and actions?
Without a bank, is there anybody on this board that could have afforded a house without a loan? How many people buy a car with straight up cash?
If you want to hovel your money under your mattress and pay straight cash in this day and age, feel free. Banks aren't the problem. Dumbasses who don't pay their bills and have no concept of budgeting their money certainly are.
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