Quote:
|
Originally Posted by betovernetcapper
... A month ago, I got a bill in the mail from some company that had bought one of these CC bills for probably less then a dollar. The letter said that I owed them $4000, but they would today only allow me to settle for $3500. They pointed out that this not be reported to the Credit Reporting Companies, like TransUnion.
The gist of this is I could give them $3500, that I didn't owe them and I wouldn't even get a positive bump in my credit reports. After much hand wringing, I elected to ignore this bill. Somehow I'm able to sleep soundly after ignoring this generous offer.  |
Good one. The thing is that in some states you have to be careful about "zombie" debt, as it can reset the clock on the 7 years to accept their offer or even agree to negotiate. Not responding is a good choice, or responding by telling them they do not have a legitimate claim and you'll report them to the state attorney general's office if they persist in bothering you is another.
