Quote:
Originally Posted by Fuss
Only for new accounts.
The username / password is for verification of account ownership. If you don't want to do that, you can use routing number + account number to get the same transaction done.
Once you're verified, funds you deposit can be used right away.
If you don't want to Verify.
Select "more banks"
Type in a few random letters and choose "I don't see my bank".
After that you are prompted for checking or savings account.
From there you should be able to enter in a routing number and account number.
When you use your username/password your account is immediately verified. If you enter in your routing number and account number you have to wait for a verification deposit to show up and verify the deposit amount.
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Thanks for the info! Very helpful! It's hard to beat no fee trading!
