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"Pretty much the same thing as waiver claiming when you bump up."
No it isn't. Bumping up you are asking the horse to compete at a higher level than he was before the layoff and still risk losing your horse to claim.
A reasonable alternative might be to find a lower level Allowance (or optional claim where if not running for a tag the horse will carry more weight) in order to run protected, but you're still likely running against tougher competition than whatever your last claim/condition level was.
I don't understand why anyone would think such a minor variance to protect an owner from losing his horse is a slight against betters. It isn't at all unusual for a horse to need one or more starts after layoff to resume his best racing form.
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"Better to do little well than more poorly." Appy
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