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Thread: Tax Reform
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Old 12-02-2017, 08:17 PM   #183
Ruffian1
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Join Date: Nov 2014
Posts: 843
[QUOTE=elysiantraveller;2247370]Conventional only.

Once LTV hits 80% mortgage insurance can be removed via request. By law it falls off at 78%.

FHA (3.5% down) and USDA RD (0.0% down) it stays on the life of the loan or until you refinance into conventional. MI rat. es are fixed though at .85% and .35% respectivelyAlso have up front mortgage insurance premium which is wrapped into the loan at 1.75% and 1% again respectively.[/QUOTE]



Yet another way for banks to screw you.

Sounds like you are defending banks. Lol.
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