Quote:
My goal after my first year, a realistic one I hoped, was to cut my negative ROI in half. So far this year I have cut it down by a third. My goal was to show my first positive ROI by year four. Don't know if that is going to happen.
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I can only go by what you have written so don't take this wrong way.
Stop betting and do more reading would be my advice as it seems you need to gain more knowledge.