Clocker
04-24-2014, 04:46 PM
....you are SOL.
Fixed benefit or indemnity health insurance pays a fixed dollar amount per covered item, such as $50 for a doctor visit for example. There is no network, and no requirement that the doctor or hospital accepts the policy. The payment is made directly to the insured person. Some people buy such policies to cover expensive deductibles, some as their only health insurance.
The administration is working on new regulations (http://www.vox.com/2014/4/24/5641356/if-you-like-your-health-plan-you-might-lose-it-again) that would make it illegal for any insurance company to sell such a policy to any individual that did not also have an ACA qualified plan. The regulations would also cancel any existing policy held by anyone that did not have an ACA qualified plan.
Bend over and kiss another freedom good-bye.
Fixed benefit or indemnity health insurance pays a fixed dollar amount per covered item, such as $50 for a doctor visit for example. There is no network, and no requirement that the doctor or hospital accepts the policy. The payment is made directly to the insured person. Some people buy such policies to cover expensive deductibles, some as their only health insurance.
The administration is working on new regulations (http://www.vox.com/2014/4/24/5641356/if-you-like-your-health-plan-you-might-lose-it-again) that would make it illegal for any insurance company to sell such a policy to any individual that did not also have an ACA qualified plan. The regulations would also cancel any existing policy held by anyone that did not have an ACA qualified plan.
Bend over and kiss another freedom good-bye.